Commercial Auto liability insurance is intended to keep you protected when one of your employees or you yourself involved in an accident is held to be at fault causing personal injury or damage to property. Most states mandate a minimum commercial auto liability insurance or evidence of financial responsibility. Some states may also required uninsured/underinsured coverage to afford you protection when the driver at fault is not in a position to meet the total costs. Most commercial entities however opt for commercial auto liability insurance much higher than the minimum stipulated by the state. This way, they can meet exigencies without hurting the business finances.
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