Motor Truck Cargo Insurance is to cover the commodity or freight that is hauled by a commercial/’for hire’ truck. Motor Truck cargo insurance will pay for liability arising from damage to cargo from collision, fire, striking, the load being dumped accidently on the roadway/waterway and includes the cost of removing debris, extracting pollutants on account of the debris as well as prevention of further loss to the cargo that has already suffered damage. It can also cover legal expenses and freight charges lost by the customer, since the cargo was never delivered.
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