Truckers liability

Truckers liability insurance is often limited to events occurring when the truck is used in the course of normal business. However, a grey area is when the owner driver uses his truck for going on a week end trip and is involved in an accident. Therefore, an endorsement for non commercial use is the best way to ensure adequate protection under such circumstances. The wording used by the insurance company while describing this extended cover or endorsement will be important since that could become a point of contention when a claim arises. Working with knowledgeable transportation insurance agents is one way you can avoid the blues.
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Auto Liability

Commodities: *

%

Commodities must total 100% (current: 0%)
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Special risk characteristics and Federal CSA program

Special Risk Characteristics

Years in Business

Auto Liability

Loss Frequency

# of Auto liability claims in the last 3 yrs

Loss
Ratio

Amounts of liability claims in the last 3 yrs

Federal CSA Program: On Road Performance

Unsafe driving

Fatigued driving

Driver fitness

Controlled substances & alcohol

Vehicle maintenance

Cargo-related

Crash indicator

Safer

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Drivers and vehicles

Drivers

List of major violations

Please check mark the matching violations if they apply

Using a motor vehicle for the commission of a felony
Aggravated assault with a motor vehicle
Negligent homicide arising out of the use of a motor vehicle (gross negligence)
Driving while intoxicated (DWI), Driving while under the influence, or Driving under the influence of drugs
Open Container
Reckless Driving
Operating a motor vehicle without the owner's permission (grand theft)
Operating During Suspension or Revocation
Speed Contest
Permitting an unlicensed person to drive
Hit and Run

Vehicles

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