Cargo insurance caters to damages to cargo/freight carried by ‘for-hire’ trucks. Importantly, it should be understood that the statutory insurance stipulated by the states will not cover damages caused to the cargo carried in your truck at the time of an accident. In modern times, it is easy to understand how truck owners, particularly the small business owners can keep their business growing through appropriate insurance cover catering to a wide array of risks associated with the business. Considering that you are responsible to deliver the cargo without damages, cargo insurance is the way to ensure financial safeguard for you.
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