Truckers liability insurance is often limited to events occurring when the truck is used in the course of normal business. However, a grey area is when the owner driver uses his truck for going on a week end trip and is involved in an accident. Therefore, an endorsement for non commercial use is the best way to ensure adequate protection under such circumstances. The wording used by the insurance company while describing this extended cover or endorsement will be important since that could become a point of contention when a claim arises. Working with knowledgeable transportation insurance agents is one way you can avoid the blues.
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